Jaguar XJ
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Not everyone has the money to pay cash for a vehicle. When you finance, you pay for your vehicle over time, which is a great way to establish and maintain good credit. Plus, if you keep your vehicle in good working order, you should be able to drive it for many years after your term is over.
We provide vehicle financing to meet your needs – new and Pre-Owned. Whether it´s GAPCoverage, or a Peace of Mind feature that eases the concerns of those over age 62, Jaguar Credit has a wide range of programs to solve your issues.

No local bank or other lending institution can offer the same range of programs offered by Jaguar Credit. For financing that´s right for you, see your local Jaguar dealer and look to Jaguar Credit.
Our Peace of Mind servicing program allows customers who are 62 years of age or older to lease or finance a new vehicle without the worry of creating a future financial burden for their families. Peace of Mind is a servicing program that permits several options to a family or Estate, including the opportunity to keep the vehicle or to turn it in and be freed of the remaining contractual obligation.

Options
• Keep the vehicle, use it, and continue to make the payments.

• Purchase the vehicle.

• Transfer the vehicle to a third party who meets Jaguar Credit´s eligibility requirements.

• Return the vehicle. There will be no deficiency charged.

Program Rules
• The vehicle must be used for "personal use" only.

• The finance or lease contract qualifies for Peace of Mind if an individual obligor is at least 62 years of age on the contract date, or in the case of co-obligators, both of the co-obligators are 62 years of age, or older, as of the date of the contract.

• There is one exception to the co-obligor requirement – if the deceased´s spouse is a co-obligor, the spouse would not have to be 62 or older at the date of contract inception to exercise the Peace of Mind options.

• In the case of a single obligor meeting the age requirement, the Estate, through a qualified representative, may exercise the options.

• Payments on the contract must be current at the time Peace of Mind options are exercised.

• If the vehicle has insurable damage, the damage must be repaired prior to the vehicle being returned.

• Jaguar Credit should be notified as soon as possible of the death, and the family or Estate should elect one of the options within 60 days after the death. The qualified party will be provided with instructions and asked to provide documentation by the Jaguar Credit Service Center

Please see your local Jaguar dealer for complete details.

If your financed vehicle is stolen or declared a total loss and the insurance doesn´t satisfy the outstanding contract balance on your vehicle, GAPCoverage waives the difference.

GAPCoverage is an optional customer focused waiver product that, with certain restrictions, waives the difference between the current outstanding balance (subject to conditions) and the customer´s primary insurance company settlement at the time of the loss. See your Jaguar Credit dealer for additional information about the GAPCoverage Program. In some states, GAPCoverage is considered an insurance product.

GAPAdvantage offers the same great protection as GAPCoverage with one additional feature - GAPAdvantage provides the customer with a $1,000 down payment on a replacement new or Pre-Owned vehicle when purchased at the originating dealer. GAPAdvantage is available in selected states only. See your Jaguar dealer for complete details.